Privacy Policy

Effective Date: 8/1/2025

Clarity Coverage (“we,” “our,” “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and protect the information you provide when visiting our website or using our services.

1. Information We Collect

We may collect the following types of information:

Personal Information You Provide:

Name, address, phone number, email address
Date of birth, gender, marital status
Social Security number (if required for applications)
Health and medical information relevant to insurance applications
Financial information for policy quotes and applications

Automatically Collected Information:

IP address
Browser type and device information
Pages visited and time spent on the site
Cookies and tracking technology data

2. How We Use Your Information

We use your information to:

Provide you with life insurance quotes and policy options
Process and submit your insurance applications
Communicate with you via phone, email, or SMS (with your consent)
Improve our website and customer experience
Comply with legal and regulatory requirements

3. Sharing Your Information

We may share your information with:

Licensed insurance agents and carriers for quoting and policy issuance
Service providers who help us operate our business (IT, marketing, data storage)
Legal authorities if required by law or in the event of fraud prevention

*We do not sell your personal information to third parties.

4. SMS & Email Communications

If you provide your phone number or email:

You may receive quotes, updates, and reminders
Message and data rates may apply for SMS messages
You can opt out at any time by replying “STOP” to a text or clicking “Unsubscribe” in an email

5. Your Privacy Rights

Depending on your location, you may have the right to:

Access the personal information we hold about you
Request corrections to your information
Request deletion of your personal data (subject to legal requirements)
Opt out of certain communications

To exercise these rights, contact us at: claritycoveragesolutions@outlook.com

6. Data Security

We use industry-standard security measures to protect your information, including encryption, secure servers, and limited employee access. While we take every precaution, no method of transmission over the internet is 100% secure.

7. Cookies & Tracking

We use cookies and similar technologies to improve your browsing experience and analyze site traffic. You can manage cookie preferences through your browser settings.

8. Third-Party Links

Our website may link to external sites. We are not responsible for the privacy practices of other websites.

9. Changes to This Policy

We may update this Privacy Policy periodically. The revised version will be posted on this page with the updated date.

10. Contact Us

If you have questions about this Privacy Policy or how we handle your information, contact us at claritycoveragesolutions@outlook.com